Montenegro · Business & founder

Temporary Residence via Company Formation and Self-Employment

Open Last verified July 2026

Open and unaffected by the January 2026 property amendments. Share capital as low as EUR 1 plus operating costs.

For most clients this is the better instrument than the property route: it costs a fraction of EUR 150,000, is unaffected by the January 2026 amendments, and — unlike the property permit — actually permits economic activity in Montenegro. Advisers default to the property route because it generates a commission; the company route usually serves the client better.

Qualifying routes

€1
Montenegrin company with self-employment

minimum share capital EUR 1; residence via employment in your own company

The facts

Minimum investment
€1
Total landed cost
EUR 2,000–5,000 setup plus EUR 200–500 a month for accounting and payroll.
Timeline
1–3 months — Company registration plus permit issuance.
Physical presence
Required to build the 5-year permanent-residence clock
Family
spouseminor children
Permanent residency
5 years of continuous residence
Citizenship
10 years, with mandatory renunciation
Language test
elementary Montenegrin
Dual citizenship
Not permitted — you would have to renounce
Requirements
registered Montenegrin companyemployment contract with own companyproof of accommodationhealth insuranceclean criminal record
What can go wrong
  • The renunciation trap applies identically — this is a residence play, not a citizenship play.
  • Self-employment is mandatory: owning the company is not enough, and payroll plus social contributions follow.
  • 9% corporate income tax is being fenced in by the Pillar Two DMTT gazetted 10 March 2026 for in-scope groups; small structures are unaffected but the direction is set.
  • CFC rules, exit tax and the finer points of the residence tie-break could not be verified from primary sources.
  • Montenegro uses the euro without being in the eurozone — it has no central bank of its own and no lender of last resort.
Sources (3)

Before you commit capital to this

Tell us your citizenship, your tax exposure and where your family wants to be in ten years. If this route is wrong for you, we will say so.

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