Cayman Islands · Business & founder

Certificate of Direct Investment

Open Last verified

Open. Valid for renewable 25-year periods.

This is the only Cayman route that carries the right to work, and even then only within the business you invested in. For an operating entrepreneur, rather than a passive investor, it is the right instrument. At CI$1m, it also costs half of what the CoPR does.

Qualifying routes

$1.2M
Employment-generating Cayman business

CI$1,000,000 (roughly USD 1.2m) invested in an employment-generating business, where at least 30% of employees are Caymanian. The applicant must hold substantial management control and show a demonstrable business track record.

The facts

Minimum investment
$1.2M
Total landed cost
CI$1,000,000 investment, plus a CI$1,000 application fee and a CI$20,000 issuance fee, plus annual occupation-based fees and CI$1,000 per dependant each year
Route type
Business & founder
Timeline
4–12 months (Requires business plan review)
Physical presence
90 days per calendar year. This is the only Cayman route with a hard presence requirement.
Family
SpouseDependent children
Permanent residency
Not directly. Time counts as legal residence toward a later application.
Citizenship
Not directly. Legal residence can support BOTC naturalisation after 5 years.
Language test
Not applicable
Dual citizenship
Permitted
Requirements
CI$1,000,000 invested in a Cayman business that creates jobsAt least 30% of employees must be CaymanianSubstantial control over managementA demonstrable track record in business90 days' physical presence each year
What can go wrong
  • Work rights are confined to the business invested in. This is not a general work authorisation.
  • The 30% Caymanian employee requirement is a real operating constraint in a small, expensive labour market. It should be modelled carefully before committing.
  • 90 days' physical presence per year is required. This is the only Cayman route with a hard presence test.
  • Requires substantial management control and a demonstrable track record. Passive capital does not qualify.

Path to permanent residence and citizenship

Permanent residency. Not directly. Time counts as legal residence toward a later application.

Citizenship. Not directly. Legal residence can support BOTC naturalisation after 5 years.

Dual citizenship. Permitted