Europe · Benelux

Luxembourg

A founding EU member with a top-tier passport, a genuine investor residence permit — and a government actively trying to abolish that permit because almost nobody used it.

Last verified July 2026190 visa-free destinations

Tax position

Income tax (top)
45.78% maximum including the employment fund surcharge (42% top bracket plus a 7% surcharge, rising to 9% on income above EUR 150,000)
Capital gains
gains on shares sold within 6 months are taxed as speculative income at ordinary rates; after 6 months, gains are exempt where the holding is under 10% of the company. Real estate has its own regime
Wealth tax
none for individuals — abolished with effect from 1 January 2006. The net wealth tax survives but applies to COMPANIES only, which is the source of persistent confusion
Inheritance tax
none in the direct line (parents to children) for most assets; rates apply between more distant relations and unrelated parties
Special regime
Impatriate regime reformed with effect from 1 January 2025: a flat 50% exemption of eligible gross annual remuneration up to a EUR 400,000 base, i.e. a maximum exemption of EUR 200,000 per year
Territorial
No — worldwide income taxed
CFC rules
Yes
Exit tax
Yes — leaving has a cost
CRS
Participating

Is Luxembourg actually right for your family?

We will tell you if it is not. That is the whole service.

Request a review