Ireland · Passive income

Stamp 0 — persons of independent means

Open Last verified July 2026

Open. Discretionary, granted for one year at a time, and deliberately unattractive: Ireland has never wanted a retirement migration industry.

Stamp 0 is the only realistic non-EU route into Irish residence for a wealthy retiree since the IIP closed, and it pairs with the non-dom remittance basis. But it is a thin permission — renewed yearly at official discretion, with no work rights, no state services, and no citizenship at the end of it.

The facts

Qualifying figure
€50k
Total landed cost
No investment required, but you must evidence EUR 50,000 of annual income per person (EUR 100,000 for a couple, not necessarily split evenly) plus access to a lump sum for major unforeseen costs such as a property purchase or medical emergency, plus private medical insurance
Timeline
4–8 months — Applications typically processed in 4–6 months by Immigration Service Delivery
Physical presence
Expected to be genuinely resident; the permission is renewed annually
Family
spouse or partner (combined EUR 100,000 income)dependent children in practice, though this is discretionary
Permanent residency
Not a normal path — Stamp 0 is expressly a low-level, temporary permission and does not lead to long-term residency in the ordinary way
Citizenship
Effectively none — see watch-outs
Dual citizenship
Permitted
Requirements
non-EEA nationalannual income of at least EUR 50,000 per person (EUR 100,000 per couple)access to a lump sum for unforeseen major expensesprivate medical insuranceno employment or business activity in Irelandverified statement of accounts certified by an Irish accountancy firm
What can go wrong
  • Stamp 0 residence is generally not reckonable for naturalisation. Years spent on it will very likely buy you nothing toward Irish citizenship — verify with Immigration Service Delivery before treating this as a passport strategy. This is the route's defining limitation.
  • It is discretionary and renewed annually. There is no entitlement, and no security of tenure for a family relocating children into Irish schools.
  • No work, no business, no state benefits and no publicly funded services. Private medical insurance covering emergencies and hospital stays is mandatory.
  • The financial evidence bar is unusually procedural: accounts must be presented in tabular form, converted to euro, and certified by an Irish-based accountancy firm.
  • The EUR 50,000 is income, not capital — a large balance sheet producing little income does not qualify on its face.
Sources (3)

Before you commit capital to this

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